Home loans made easy
Want to save time and money on your home loan application?
Get strong advice and guidance on refinancing, or applying for your home loan with O’Toole Finance.












Mortgage Brokers that listen to get you a great deal.
Here at O’Toole Finance we cut out the jargon to deliver solid comparisons, making refinancing or your first loan application simple.
First-Home Buyers
We equip you with the knowledge you will need to save and apply for your very first home loan. O’Toole Finance simplifies the process and financial jargon to get you one step closer to the Australian Dream.
Property Investment
Refinancing
In a time of uncertainty, get sound advice on how you can save money, reduce mortgage payments, and get a great deal for your individual situation with your local Mortgage broker at O’Toole Finance
Why choose O'Toole Finance?
Personalized Mortgage Solutions
With access to a wide range of lenders and loan products, we’ll find the perfect mortgage that aligns with your financial goals and lifestyle.
Save Time & Money
Let us do the heavy lifting for you! We’ll compare rates and terms from multiple lenders, ensuring you secure the most competitive mortgage possible.
Transparent & Ethical
At O’Toole Finance, we prioritise our clients’ best interests, providing honest advice you can trust.
Our consultant for your financial dream
Tim O'Toole
Tom Walker
Hear what it’s like to work with us
Posted on Google Connor PTrustindex verifies that the original source of the review is Google. Tom made one of the most potentially stressful experiences in life an absolute breeze. He loves what he does, genuinely cares about you and the hard work you’ve put in to reach the required financial goal, and when the time comes to pull the trigger he works fast to make it happen for you.Posted on Google Keeli TaylorTrustindex verifies that the original source of the review is Google. Tom was amazing to work with! Very professional and always made me and my partner feel comfortable navigating this new chapter. Able to answer any question we had, even the silly ones, and provided us with multiple options available to see what would best fit us. He had everything sorted and made settlement on our new house as stress free as possiblePosted on Google Emma PaneTrustindex verifies that the original source of the review is Google. Tom and I have been on my home-buying journey for the past year and a half, and I couldn’t have asked for a better person to guide me through the process. He was there every step of the way, supporting me through all the highs and lows with patience, professionalism, and expert advice. I relied on Tom from start to finish, and his knowledge and guidance gave me confidence throughout the entire journey. Thanks to his dedication and support, I had an outstanding experience and would highly recommend him to anyone looking to buy a home.Posted on Google Mitch HarrisonTrustindex verifies that the original source of the review is Google. Tom is the absolute best! I came to see him needing a helping hand and his knowledge, explanations, and support were some of the best in the business! He’s such a great guy that helps break down confusing info in a way anyone can understand, and he made the process as easy as possible. I could not recommend Tom highly enough! If you haven’t spoken to him yet, what are you waiting for?Posted on Google Kylie EadieTrustindex verifies that the original source of the review is Google. Tom Walker at OTF made the whole process unbelievably easy. I honestly only felt like I signed a couple of documents and that was it. Tom handled absolutely everything from go to whoa and made the entire process feel simple and stress free. I am sure there was a huge amount happening behind the scenes, but Tom managed it all seamlessly and kept everything moving without any hassle on my end. Highly recommend to anyone looking for a mortgage broker who genuinely takes care of the whole process for you.Posted on Google Makaila FaulknerTrustindex verifies that the original source of the review is Google. My partner and I were looking at buying a home and Tom Walker made what felt like an overwhelming process given the timeframe we were working to, feel genuinely manageable. He took the time to break the options down clearly, thought creatively about our situation, and always came back to us with options we wouldn’t have known to ask for. He never made us feel like just another file. We’d recommend him without hesitation!Posted on Google Petros KoptyTrustindex verifies that the original source of the review is Google. Fantastic experience. Always willing to help and get the best for you.Posted on Google Lara StoreyTrustindex verifies that the original source of the review is Google. Tim and Emma were so helpful and supportive. Their knowledge and experience was invaluable.Posted on Google Jilda JackTrustindex verifies that the original source of the review is Google. Thanks to the team for always providing amazing service and benefits. Highly recommend Tim and his teamPosted on Google Bec HTrustindex verifies that the original source of the review is Google. Could not be happier with the service @ O'Toole Finance! Tim and Emma were nothing short of amazing and guided us through every step of the process. The care and consideration matched with the knowledge made the entire process a breeze. Thanks, so much guys!Load more
Embark on your homeownership journey with confidence, knowing O’Toole Finance is by your side every step of the way. Contact us today for a free, no-obligation consultation and discover the difference a dedicated mortgage broker can make.